Interactive Decision Tool
Finland Company Setup Cost & Route Calculator
What does incorporating an Oy in Finland actually cost? Model your team size, Starttiraha eligibility, and legal requirements to compare real net costs across the four primary pathways.
Configure Your Venture
Adjust these parameters to see real net first-year cost projections.
Founding Team Size2 Co-Founders
How many shareholders are participating in this venture?
Shareholders' Agreement (SHA)
Reverse vesting, good/bad leaver, and IP transfer
Eligible for Starttiraha?
~€4,800–€9,600 non-dilutive founder grant
Need 72h Banking Setup?
Bypassing 8-week traditional bank KYC
Technical MVP Architecture?
Scoping and software development alignment
Grant Protection Opportunity
+€9,600 at stake in grants
By correctly sequencing your Starttiraha before PRH registration, your team can unlock €9,600 in personal subsidies. Our Launchpad ensures you do not inadvertently forfeit this funding.
DIY via YTJ
Self-Service
PRH Official Fee:€300
Year 1 Bookkeeping:~€1200
1st Year Outlay:€1,500
High risk: registering before Starttiraha forfeits €9,600
No Shareholder Agreement or vesting protection
Foreigners blocked without Finnish bank IDs
Accounting Platform
UKKO.fi / Talenom
Setup / Filing:€0 – €495
Year 1 Bookkeeping:€1380
1st Year Outlay:€1,680
Automated online questionnaire
Zero custom SHA (no reverse vesting or IP assignment)
Trapped in recurring bookkeeping lock-in
Boutique Law Firm
BOWA / Lexia
Legal Formation + SHA:€2,300 + VAT
PRH Fee & Accounting:€2,100
1st Year Outlay:€4,400
High legal quality and bespoke SHA
Expensive upfront cost (€2,300+ VAT minimum)
Purely legal; no banking help, grant timing, or tech advice
★ Optimal Value
Pomegroup Launchpad
Venture Studio Co-Building
Launchpad Setup:€1,850 + VAT
PRH Fee & Partner Acct:€1,500
1st Year Outlay:€3,350
Full SHA with 4-year reverse vesting & IP transfer
Protects €9,600 in Starttiraha
72-Hour Fintech banking playbook included
90-Min Technical MVP Architecture Roadmap